Current CD Interest Rates as of Oct 31, 2012 is .95%
Current Savings Accounts range from .05% to 1.05%
Are you happy with that?
You can get much higher returns for your money and it can be secured by Real Estate along with up to 49% ownership of a property, getting 49% of the profits without the headaches of management?
Maybe you should consider moving some of your money to Real Estate Investing…..